financing

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We believe that the right financing can help accelerate your research or commercial objectives.

No matter where you are in the world, Spectral Instruments Imaging has enabled a range of plans with our partners that could help you get financed and put an instrument in your lab or facility in next to no time.

In conjunction with our partners we enable multiple options including leasing and cash flow management.

Our financing partners work closely with us in understanding your needs and putting together the right package for you. For International customers we work with specialized institutions to help finance your needs.

Benefits of Financing

  • Immediate use of the equipment
  • Fixed payments, avoid uncertainty
  • Preservation of capital budget
  • Creative payment solutions tailored for your business
  • Flexible upgrade options for additional capabilities
  • Tax and accounting benefits
  • Generate positive cash flow
  • Expansion with add-ons for new equipment

Financing Options Available

  • Standard Leases
  • International Financing

Standard Leases

  • Fair market value

This option offers the lowest monthly payment and addresses any concerns about equipment obsolescence by providing three choices at the end of the term: return the equipment to Spectral Instruments Imaging and upgrade to new technology, purchase the equipment at its fair market value or continue to lease the equipment.

  • All-inclusive lease. Have one convenient monthly payment that includes the equipment, service agreements and financing.

Emerging Credit

A structured lease program for development-stage companies designed to help conserve capital.

Tax & Accounting Benefits

Current tax guidelines may offer distinctive reasons to enhance your investment. Depending upon the lease you choose, your investment may also qualify for the latest government Section 179 government tax savings incentive of 50% Bonus Depreciation. This generous depreciation deduction allows you to write-off half of the value of the equipment for the first year, improving your overall cash flow by lowering your company’s tax liability for the year. Your accountant or tax attorney can advise you.

International Financing:

We also work with our finance partners and institutions such as Exim Bank to help secure transactions, provide short and long term financing.